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And I'm not suggesting that you choose your friends based on how much money they have.

"And those who can meet those standards are few." Xu is the founder of Golden Bachelor, an online dating site catering to an expanding class of super-wealthy Chinese singletons who have it all except for one thing: a bride. The Golden Bachelor "Diamond Love" membership goes for 300,000 Yuan (,000).

You may wish to hire a professional matchmaker or join a dating site that will pair you with a wealthy female.

Make an effort to attend exclusive galas, ritzy gallery openings, or museum events.

The reality is, millionaires think differently from the middle class about money, and there's much to be gained by being in their presence.

Perhaps even more surprising: Many millionaires are surprisingly humble and don't view themselves as having "arrived." Many of them believe millionaires are simply people who don't know how to become billionaires.